Get my offer
Lowest rate, guaranteed

Month-end ka jam?
Jamun hai na.

Instant loan up to ₹10,000 for 30 days. Bas mobile number aur PAN. Paisa seedha bank mein, minutes mein.

Check my offerHow it works
  • Takes 2 minutes
  • 100% online
  • Zero paperwork
Salary late ho gayi?Rent due hai?Phone toot gaya?Bike service?Doctor ka bill?Shaadi ka gift?Month-end ka jam?Jamun hai na.
The Jamun way

Tension se mauj tak, teen steps mein

Month-end ka tension?

Salary late, rent due, phone toot gaya. Happens to the best of us.

Bas Jamun khao

Up to ₹10,000 in your bank, minutes after you sign. No paperwork, no branch, no queue.

Mauj manao

Repay on time and your next loan costs less. Har baar thoda aur meetha.

How it works

4 steps. Bas itna.

About 10 minutes from your number to money in your bank. Everything happens on your phone.

  1. 1

    Unlock your offer

    Mobile number and PAN. See how much you can get in seconds.

  2. 2

    Show us it's you

    Aadhaar through DigiLocker, then a quick selfie.

  3. 3

    Share your bank statement

    Through an Account Aggregator, read-only. We can never move your money.

  4. 4

    Sign and get paid

    eSign with Aadhaar OTP, set auto-repay, and the money goes straight to your bank.

Start with my mobile number
Jamun Ladder

Har on-time repayment = kam interest

Repay on time and every next loan costs less. Climb from Kaccha to Gulab Jamun.

Kaccha JamunYour first loan₹250interest on ₹10,000You start here
Pakka Jamun1 on-time repayment₹225interest on ₹10,000Save ₹25
Rasila Jamun3 on-time repayments₹200interest on ₹10,000Save ₹50
Gulab Jamun6 on-time repayments₹175interest on ₹10,000Save ₹75

Interest for a ₹10,000, 30-day loan at each level. Illustrative; each loan's exact charges are in its Key Fact Statement.

Start at Kaccha Jamun
Seedha hisaab

No drama, no fine print

Lowest rate, guaranteed

Jamun sabse sasta rate deta hai. And it only gets cheaper as you climb the ladder.

See my rate

Interest only for the days you use it

Repay early from the app and pay less. Settle any day you like.

Every charge, upfront

Your Key Fact Statement shows every rupee before you sign. No hidden charges.

48-hour free return

Changed your mind? Return the money within 48 hours of getting it, free.

Auto-repay, zero tension

Set UPI Autopay or eNACH once. It pays on the due date, so you never miss it.

RBI-registered NBFCLoans are given by Harsh Tracom Pvt Ltd.
256-bit encryptionYour details are encrypted, end to end.
Read-only bank accessWe can see your statement. We can never move money.
Your data, your callShared only with your consent. Ask us to correct or erase it any time.
FAQs

Sawaal? Jawaab yahan.

Who can get a Jamun loan?

Anyone living in India with a PAN, a mobile number linked to Aadhaar and a bank account. How much you can get depends on your credit check.

How much can I borrow, and for how long?

Up to ₹10,000 for 30 days to start. Repay on time and your next loan gets cheaper on the Jamun Ladder.

How fast does the money reach me?

Once you sign, the lender sends it straight to your bank account. It usually lands within 30 minutes, and the app shows you where it is.

What does it cost?

Interest for the days you use the money, plus a one-time processing fee with GST. Your Key Fact Statement shows every charge before you sign.

How do I repay?

Auto-repay collects it on the due date through UPI Autopay or eNACH. Want to pay less? Repay early from the app and you only pay interest for the days used.

Do I need to do KYC every time?

Yes, every loan gets a fresh Aadhaar check, selfie and credit check, as RBI requires. The questions you answered last time are skipped.

Is my data safe?

Yes. Everything is encrypted, your bank access is read-only, and we share your data with the lender only with your consent. You can ask us to correct or erase it from the app.

Who lends the money?

Harsh Tracom Pvt Ltd, an RBI-registered NBFC. JamunMoney is the app you borrow through.

Something went wrong. Who do I talk to?

Tap Support in the app, or write to our Grievance Redressal Officer, Sahil Jadhav, at sahil@jamun.money. Not sorted in 30 days? You can complain to the RBI Ombudsman at cms.rbi.org.in.

Check my offer

Jamun khao, mauj manao.

Check your offer in 2 minutes. Up to ₹10,000, straight to your bank.

Check my offer